Texas Effective Rate Decoder

Decode the Real Rate of Any Texas Plan
Texas plans advertise an average rate calculated at exactly 1,000 kilowatt-hours. Use less or more than that and the real rate can be very different. Plug in the numbers from the plan and see what you would actually pay.

Takes 30 seconds. No account needed. Live Texas plan data direct from the source.

Start with your ZIP code

If your address is brand new, the live data may not include it yet. Contact your utility to confirm before switching.

Plans
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Data last updated 2026-05-08

U.S. avg: (51 states)

U.S. rate trend 2015-2024 (EIA)
20152024
State residential rates ranked (cents per kWh)
RankStateRatevs U.S. avg

Source: U.S. Energy Information Administration residential averages. Methodology and sources

What you would actually pay per kilowatt-hour
0.0¢
at your usage
What this plan costs at standard EFL usage levels
Monthly usageTotal billEffective rate
Texas Electricity Facts Labels publish the advertised average rate at exactly 1,000 kWh. The columns above show what you would actually pay at the three usage levels every EFL is required to disclose.
Effective rate by monthly usage
Effective rate at each usage level
Your usage
1,000 kWh (advertised point)
Find a plan that fits your actual usage
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Texas law gives you three days to cancel any electricity contract without penalty. No risk on the click.

Effective rates are calculated from the numbers you entered. They do not include taxes, gross receipts reimbursements, or any line items not entered above.
Data last updated 2026-05-08 Refreshed daily from EIA & NREL