IRA Rebate Eligibility Checker

Which IRA Rebates Do You Actually Qualify For?
Find out which federal Inflation Reduction Act programs you qualify for. Covers the HEEHRA electrification rebates (income-qualified) and HOMES performance rebates that are still running, and shows the ended 25C and 30C tax credits for reference. Plus stacking rules and your state’s rollout status.
1
Tell us about your household
2
What projects are you considering?
Pick all that apply. Different projects qualify for different programs and have different caps.
3
Project costs (optional, for accurate dollar amounts)
Skip this step to see eligibility only. Add costs to see actual dollar rebate amounts. Use our cost calculators for estimates if you don’t have quotes yet.
Your potential rebate stack
$0
Based on your income, state, and selected projects.
Your income vs AMI (HEEHRA / HOMES)
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How federal income tiers work (reference)
Fixed program definitions below: they are not your personalized tier label. Your tier is computed above from state, household size, and income.
  • Low-income (HEEHRA): annual household income at or below 80% AMI — qualifies for the maximum HEEHRA percentage (up to caps).
  • Moderate-income (HEEHRA): above 80% AMI through 150% AMI — qualifies for the partial HEEHRA percentage (up to caps).
  • Above 150% AMI: not eligible for HEEHRA income-qualified rebates. The 25C tax credit ended 31 December 2025, so it is no longer an alternative.
Section 30C (EV charger) ended for property placed in service after 30 June 2026, so it no longer applies to a new install. It used a separate geographic rule (a non-urban area or a HUD-designated low-income census tract), not your household AMI tier.
Eligible federal programs
State and utility programs in your state
Important. This tool estimates eligibility based on the rules as of 2026-05-10. AMI thresholds are state-level approximations from HUD published 4-person income limits, scaled by household size. Actual HUD limits are county-specific and may differ from your state average. HEEHRA and HOMES programs are administered state by state with rollout still in progress. Always confirm with your state energy office and a tax professional before making decisions.
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Federal IRA programs are administered through the IRS (25C tax credit) and state energy offices (HEEHRA, HOMES). State rollout status varies. This tool reflects rules as of 2026-05-10 and is not tax or legal advice.
Data sources and methodology
AMI thresholds: HUD FY2025 4-person household income limits (state median), scaled by household-size factor (1p: 70%, 2p: 80%, 3p: 90%, 4p: 100%, 5p: 108%, 6p: 116%, 7p: 124%, 8+p: 132%). State-level approximation; HUD publishes at the county/metro level and your specific limit may differ. HUD Income Limits dataset. Last reviewed 2026-05-10.
25C Energy Efficient Home Improvement Credit: ended 31 December 2025 under the One Big Beautiful Bill Act (P.L. 119-21). It was 30% of installed cost with annual caps per project type and no income limit. Equipment installed after 31 December 2025 earns no 25C credit, so this checker applies $0; installs finished in 2025 can still be claimed on the 2025 return. IRS guidance.
HEEHRA Home Electrification and Appliance Rebates: Income-qualified only, 80%-150% AMI tiers, household total cap $14,000. State-administered. DOE program page.
HOMES rebates: Performance-based on modeled or measured energy savings. Two tiers (20-35% savings, 35%+ savings). State-administered. Same DOE source.
State HEEHRA/HOMES rollout status: Compiled from DOE state rollout tracker and individual state energy office announcements as of 2026-05-10. Status moves frequently; verify with your state.
Section 30C EV charger credit: ended 30 June 2026 under the One Big Beautiful Bill Act (P.L. 119-21). Property placed in service after that date earns no 30C credit, so this checker applies $0. It was 30% of cost up to $1,000 and was eligibility-conditional on a non-urban area or a HUD-designated low-income census tract. IRS guidance.
Section 25D residential solar credit: ENDED Dec 31 2025. NOT covered by this tool.
What this tool does NOT do: Determine eligibility for utility-specific rebates (use our cost calculators for those), submit any applications on your behalf, or guarantee program funding availability. Always verify with your state energy office and tax pro.
Data last updated 2026-05-10 · Methodology
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